When you see that sign on a house, check out the listing online and find out that the sell price is $250,000 - keep in mind that there are other costs that you may have to take into consideration if you decide to buy.

Here's a short list of some of the other costs that may come up:

• Down Payment
• Closing Costs
• Points: 1 point = 1% of loan
• Loan originiation fees
• Interest rates
• Discount points
• Private Mortgage Insurance
• Property Taxes
• Moving expenses
• Inspection fees
• Lawyers' fees (some states require legal representation)

Always speak with a mortgage professional; they should make it clear to you exactly what costs are involved in your transaction.